Money from cross-border sales
usually leaks in three places

Acquiring isn't only about whether a payment goes through — it's about where the money goes afterwards, and how much is lost on the way. Get these three things clear first, then talk about scale.

A Leaks in success rate

A failure isn't always a real failure

The same card goes through on another route - butmost teams only see the word "declined". They don'tknow why, or how many of those were false failurescaused by routing, parameters or risk rules.

What Sigmapsp does

We classify failures into four groups by issuer response code, resend retryable ones on another route within seconds, and let rule-blocked orders be reviewed on appeal.

Leaks in settlement speed

The customer paid. The money is still in transit

Cross-border settlement passes through the acquiring bank, card networks and clearing banks. The money sits there for days, and your cash flow has to cover the gap.

What Sigmapsp does

We open local collection accounts in major markets so you collect and withdraw as a local entity. You set the settlement currency and cycle, and time in transit drops noticeably.

Leaks in the books

The real cost is scattered across four statements

The real cost is scattered across four statements FX markup, route fees, chargeback fees and refunds all come from different systems. Finance stitches the numbers together by hand and only works out last month's margin at the end of this month.

What Sigmapsp does

One reconciliation file covers payments, refunds, chargebacks, FX and settlement, with the path of every dollar written line by line. No more manual stitching.

About Us

Committed to Professional Global Online Payment Solutions

Drawing on years‑long in‑depth expertise in emerging markets, we deliver merchants a safer, more convenient one‑stop payment experience.

Our mission stays unchanged: to energize the global digital economy by building a cross‑border‑friendly operating environment for businesses.

Our Services

The full path of a payment
traceable at every step

These five steps are the real journey of a cross-border payment. Our goal is simple: atevery step you can see what happened, instead of waiting for a final result.

STEP 01

Checkout

  • Merchant order ID maps one-to-one to the payment
  • Amount, currency and payment method recorded in full
  • Local-currency pricing, so customers see their own country's price
STEP 02

Acquiring & authorisation

  • Issuer response codes kept verbatim
  • 3DS result and its duration are visible
  • Failure reasons are neither hidden nor generalised
STEP 03

Routing decision

  • Records which route this payment took
  • Records why it was chosen (success rate / cost)
  • How many retries, and which route replaced it
STEP 04

Risk decision

  • Risk score and the rules that matched
  • The concrete reason it was allowed or blocked
  • Appealable, reviewable, tunable
STEP 05

FX & settlement

  • FX rate and fee itemised per transaction
  • Settlement currency and arrival time stated
  • Reconciliation detail generated automatically